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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,026$311,400
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,045$0
Note rate6.300%7.400%
Blended rate6.300%7.640%
1st payment$2,556.36$2,156.07
2nd payment$0.00$0.00
Taxes / mo$63.00$63.00
Insurance / mo$150.00$150.00
MI / mo$0.00$62.28
HOA / mo$45.67$45.67
Total monthly$2,815.03$2,477.02
Cash to close$0$34,600