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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,141$427,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$2,261$0
Note rate7.100%7.400%
Blended rate7.100%7.640%
1st payment$3,111.51$2,959.92
2nd payment$0.00$0.00
Taxes / mo$156.92$156.92
Insurance / mo$166.67$166.67
MI / mo$0.00$85.50
HOA / mo$111.00$111.00
Total monthly$3,546.09$3,480.01
Cash to close$22,859$47,500