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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,809$359,910
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,454$0
Note rate5.110%7.400%
Blended rate5.110%7.640%
1st payment$2,859.15$2,491.94
2nd payment$0.00$0.00
Taxes / mo$158.75$158.75
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$92.00$92.00
Total monthly$3,259.90$2,964.68
Cash to close$0$39,990