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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$598,518$570,150
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$2,993$0
Note rate3.750%7.400%
Blended rate3.750%7.640%
1st payment$3,046.74$3,947.60
2nd payment$0.00$0.00
Taxes / mo$217.92$217.92
Insurance / mo$166.67$166.67
MI / mo$0.00$114.03
HOA / mo$175.00$175.00
Total monthly$3,606.32$4,621.22
Cash to close$34,982$63,350